2025-04-082025-04-082024http://dspace.univ-oeb.dz:4000/handle/123456789/21634This study aims to explore the mechanism of digital banking services in Algeria and their role in promoting financial inclusion and achieving economic growth at both the global and national levels. The study relied on a descriptive approach by conducting an analysis of the Algerian economy during the period from 2019 to 2021, examining how the digitization of banking services can improve financial inclusion. Through two hypotheses (null and alternative), the study found a positive relationship between digital banking services and financial inclusion. The increase in the use of digital services is explained by the greater access individuals have to financing, leading to the rejection of the null hypothesis and the acceptance of the alternative hypothesis, which suggests that digital banking services can contribute to enhancing financial inclusion in Algeria.enElectronic banking services; Financial inclusion; Economic growth; The Algerian economyArticle