The impact of financial technology innovations on liquidity risks in islamic banks

dc.contributor.authorFenniche, Imane
dc.contributor.authorNedjar, Hayette
dc.date.accessioned2025-04-23T18:45:41Z
dc.date.available2025-04-23T18:45:41Z
dc.date.issued2024
dc.description.abstractThis research paper aims to demonstrate the impact of financial technology innovations, specifically digital payments, on liquidity risks in Saudi Islamic banks during the period (2015-2021). The study utilizes panel data models and the STATA 15 software, in which liquidity risks as the dependent variable, digital payments as independent variable, and bank asset size as control variable. The study found a significant positive impact of digital payments on liquidity risks in Saudi Islamic banks, indicating that digital payments have a positive effect on liquidity risks due to their recent adoption in these banks. Additionally, the study found that bank asset size has a significant negative impact on liquidity risks in the sample of Saudi Islamic banks, as larger bank assets increase liquidity levels and consequently reduce liquidity risks compared to smaller and medium-sized banks, which have less control over liquidity risks.
dc.identifier.issnUniversity of Oum El Bouaghi
dc.identifier.urihttp://dspace.univ-oeb.dz:4000/handle/123456789/22049
dc.language.isoen
dc.publisherUniversity of Oum El Bouaghi
dc.subjectFinancial technology innovations; Digital payments; Liquidity risks; Islamic banks
dc.titleThe impact of financial technology innovations on liquidity risks in islamic banks
dc.title.alternativedigital Payments as a model
dc.title.alternativestandard study of a sample of saudi islamic banks during the period (2015-2021)
dc.typeArticle
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