The Impact of financial technology on achieving financial inclusion through digital transformation

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dc.contributor.authorLouafi, hamza
dc.contributor.authorSoltane, Mohamed Chaker
dc.contributor.authorBoudjeriou, Imane
dc.date.accessioned2025-04-13T16:19:04Z
dc.date.available2025-04-13T16:19:04Z
dc.date.issued2024
dc.description.abstractThis study aims to shed light on the role of financial technology (FinTech) in achieving financial inclusion through digital transformation. It emphasizes the importance of providing access to formal financial services for all segments of the population. The study focuses on the potential of FinTech to achieve this, including mobile-based crowdfunding, which can facilitate access to financial services and reduce costs. It also discusses the impact of digital technologies such as blockchain and artificial intelligence on transforming the financial sector and promoting financial inclusion. The study further addresses existing challenges, such as infrastructure issues, regulation, and social and economic disparities, and provides recommendations to stimulate innovation, enhance consumer protection, and contribute to creating a more inclusive and sustainable financial system.
dc.identifier.urihttp://dspace.univ-oeb.dz:4000/handle/123456789/21719
dc.language.isoen
dc.publisherUniversity of Oum El Bouaghi
dc.subjectLes composés hybrides; Les liaisons hydrogène; La diffraction des rayon-X; Les graphes de Bernstein.
dc.subjectFinancial technology (FinTech) ; Financial Inclusion ; Digital transformation
dc.titleThe Impact of financial technology on achieving financial inclusion through digital transformation
dc.title.alternativeأثر التكنولوجيا المالية على تحقيق الشمول المالي من خلال التحول الرقمي
dc.typeArticle
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الملتقى الدولي تحديات الإقتصاد الجزائري مع مطلع الألفية الثالثة : الرقمنة والإقتصاد الموازي 2024