Algerian digital banking services as a mechanism to promote financial inclusion

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dc.date.accessioned2025-04-08T16:26:00Z
dc.date.available2025-04-08T16:26:00Z
dc.date.issued2024
dc.description.abstractThis study aims to explore the mechanism of digital banking services in Algeria and their role in promoting financial inclusion and achieving economic growth at both the global and national levels. The study relied on a descriptive approach by conducting an analysis of the Algerian economy during the period from 2019 to 2021, examining how the digitization of banking services can improve financial inclusion. Through two hypotheses (null and alternative), the study found a positive relationship between digital banking services and financial inclusion. The increase in the use of digital services is explained by the greater access individuals have to financing, leading to the rejection of the null hypothesis and the acceptance of the alternative hypothesis, which suggests that digital banking services can contribute to enhancing financial inclusion in Algeria.
dc.identifier.urihttp://dspace.univ-oeb.dz:4000/handle/123456789/21634
dc.language.isoen
dc.publisherUniversity of Oum El Bouaghi
dc.subjectElectronic banking services; Financial inclusion; Economic growth; The Algerian economy
dc.titleAlgerian digital banking services as a mechanism to promote financial inclusion
dc.title.alternativeanalytical study for the period 2019-2021
dc.title.alternativeالخدمات المصرفية الرقمية الجزائرية كآلية لتعزيز الشمول المالي
dc.title.alternativeدراسة تحليلية للفترة 2019-2021
dc.typeArticle
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الملتقى الدولي تحديات الإقتصاد الجزائري مع مطلع الألفية الثالثة : الرقمنة والإقتصاد الموازي 2024