الملتقى الدولي تحديات الإقتصاد الجزائري مع مطلع الألفية الثالثة : الرقمنة والإقتصاد الموازي 2024

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Digital transformation and the informal economy
(University of Oum El Bouaghi, 2024) Boufarh, Amina; Khaldi, Adel; Djarmouni, Asma
This study examines how digital transformation can formalize Algeria’s informal economy, contributing to economic growth and policy efficiency. Utilizing a literature review, content analysis, and comparative analysis of global best practices, such as India’s Aadhaar system and Kenya’s MPesa, the study identifies strategies that can be adapted to the Algerian context. The study concludes that digital technologies offer a multifaceted approach to bridging the gap between formal and informal sectors by improving arket access, financial transparency, and service delivery. Policy recommendations emphasize developing a national digital strategy, enhancing infrastructure, simplifying regulations, and promoting digital literacy to effectively reduce informality and promote sustainable socio-economic development.